Summary:
Confused between safe FDs and high-return mutual funds? This article breaks down the key differences in risk, return, liquidity, and taxation, helping readers decide which is right based on their goals, age, and income. A comparison chart and client case study (e.g., a school teacher in Kolkata investing ₹5 lakhs) will be included.
FD vs Mutual Funds: Which One is Right for You?

